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اللهم نسألك العلم النافع والعمل الصالح......... What kinds of bank accounts are there? There are many kinds of bank accounts. The most common ones are checking accounts, savings accounts, and certificates of deposit (CDs). Checking accounts let you write checks to pay bills and send people money. You can also pay bills online or use a debit card. Some checking accounts require a minimum balance or a regular automatic deposit of a paycheck or social security check. Some of them pay interest, although sometimes at a very low rate. You have to check the rules for each kind of account, and make sure there is no per check charge. Some market money checking accounts give higher interest, but limit free checks to three per month. With a checking account, it's important to record all your deposits and withdrawals, whether at the bank or at an ATM or using online banking, so you know how much you have available. If you write a check for more money than you have in your account,